TERMS AND CONDITIONS
(last updated September 30, 2015)
By accessing and using this Web site you agree to the following Terms and Conditions, which may be modified by us from time to time without notice, by posting any changes within this document. Please ensure you read them and understand them. Every time you access this Web site you will be deemed to have read and accepted the Terms and Conditions. Your continued access or use of the services provided via this Web site will mean you accept these Terms and Conditions including any changes made to them. We shall post such changes on the Web site so please be sure to check for such changes or updates. If you do not agree with these Terms and Conditions, please do not use this Web site. The laws of the Province of Ontario and any applicable federal laws of Canada will govern these Terms and Conditions and your use of this Web site.
This communication does not constitute an offer or solicitation by anyone in the United States or in any other jurisdiction in which such an offer or solicitation is not authorized or to any person to whom it is unlawful to make such an offer or solicitation. Prospective investors who are NOT residents in Canada should consult with their advisor to determine whether the funds described in this Web site may be lawfully sold in their jurisdiction.
Important information about the Marquest Group of Funds and Marquest Mutual Funds Inc. is contained in the Simplified Prospectus. Obtain a copy from your financial advisor, SEDAR (www.sedar.com) or from product area of our site. Please read it carefully before investing.
Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. The indicated rate[s] of return is [are] the historical annual compounded total returns[s] including changes in [share or unit] value and reinvestment of all [dividends or distributions] and does [do] not take into account sales, redemption, distribution or optional charges or income taxes payable by any security holder that would have reduced returns. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.
The payment of distributions should not be confused with a fund’s performance, rate of return or yield. If distributions paid by the fund are greater than the performance of the fund, your original investment with shrink. Distributions paid as a result of capital gains realized by a fund, and income and dividends earned by a fund are taxable in your hands in the year they are paid. Your adjusted cost base will be reduced by the amount of any return of capital. If your adjusted cost base falls below zero, you will have to pay capital gains tax on the amount below zero.
Information contained on this Web site is believed to be accurate and reliable, however, we cannot guarantee that it is accurate or complete or current at all times. The information provided is subject to change without notice and Marquest will not be held liable for inaccuracies in the information presented.
The contents of this Web site are provided for informational and educational purposes, and are not intended to provide specific individual advice including, without limitation, investment, financial, legal, accounting or tax. Please consult with your own professional advisor on your particular circumstances.
Unauthorized downloading, re-transmission, storage in any medium, copying, redistribution, reproduction, or republication for any purpose is strictly prohibited.
AVAILABILITY OF PRODUCTS
Products and services advertised on this Web site are:
Not all products, services and information are available in all jurisdictions outside Canada. The information contained in this Web site does not constitute an offer or solicitation by anyone to buy or sell any investment fund or other product, service or information to anyone in any jurisdiction in which an offer or solicitation is not authorized or cannot be legally made or to any person to whom it is unlawful to make an offer of solicitation. Prospective investors who are not resident in Canada should consult with their financial advisor to determine if these securities may lawfully be sold in their jurisdiction.
If you choose to access this Web site from outside of Canada, you do so of your own accord and are responsible for compliance with applicable local, national or international laws. You may not use or export or re-export any of the information contained in this Web site or copy any part in violation of any applicable laws or regulations, including export laws and regulations of Canada.
All information provided on this Web site is provided “as is” without any warranties of any kind and Marquest makes no representations and disclaims all express and implied warranties of any kind, including, without limitation, representations, warranties or conditions regarding accuracy, timeliness, completeness, non-infringement, merchantability or fitness for any particular purpose. Marquest assumes no responsibility to you or any third party for the consequences of any delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. We make no representation that the Web site will be uninterrupted or error free, that defects will be corrected, that the site or server that makes it available are free of viruses or other harmful components.
The contents of the Marquest Web site are protected by applicable copyright laws. No permission is granted to copy, distribute, modify, post, or frame any text, graphics, video audio, software code or user interface design or logos. Unauthorized use or exploitation of such marks and names is strictly prohibited.
Email over the Internet is not a secure medium and privacy cannot be assured. Email communication is not confidential, subject to possible interception or loss, and is also subject to possible alteration. Marquest is not responsible for and will not be liable to you or anyone else for any harm or damages in connection with an email or text message, containing personal or confidential information sent by you to Marquest or an email or text message sent by Marquest to you at your request.
THIRD PARTY LINKS
References in this Web site to third parties’ goods or service are not endorsements or approval of such goods or services, and are meant for convenience only. Links to other Web sites are not endorsements or approvals of such sites, the third parties named therein, or their products and services, nor is any liability assumed for incompatibility, non-suitability, viral infection, worms, trojan horses or other destructive/disruptive components on or from such sites. Linking to another site is at your sole risk and Marquest is not responsible or liable for any damages in connection with linking.
DISCLAIMER OF LIABILITY
Marquest is not responsible in any way for any damages (direct, indirect, special, incidental, economic, or consequential, exemplary or punitive) in respect of or in connection with the use or inability to use the Web site, the information, or any action or decision made by you or anyone else in reliance on the Web site or the information, or any unauthorized use or reproduction of the Web site or the information, even if Marquest has been advised of the possibility of such damages.